Public Savings Bank

NinComPoop · ‎04-30-2009

Has anyone heard of this company? For a secured card they have pretty good terms. A one-time processing fee of $75, 0% introductory purchase APR, no annual fee, and everyday rates of prime + 7.99%. Anybody have any experience with them?

dopey7717 · ‎08-13-2009

I have heard of them only after doing a google search. Their terms have changed a bit such as 0% APR on purchases for 6 months...after that, your APR will be 7.9% + Prime. Also, the fee is 79.00 plus your security deposit of 300.00.

If anyone else has heard of them or know anything please let me know before I save up and give this unheard of bank my money.

Thanks!

Message Edited by dopey7717 on 08-13-2009 09:34 AM

Anonymous · ‎08-13-2009

@NinComPoop wrote:
Has anyone heard of this company? For a secured card they have pretty good terms. A one-time processing fee of $75, 0% introductory purchase APR, no annual fee, and everyday rates of prime + 7.99%. Anybody have any experience with them?

I wrote last week that of all the secured cards I see on the market, they seem one of the better. (Thats not from a MAJOR BANK).

If I was in the market for a secured card, I think I would go with them