11-27-2012 09:05 AM
At the beginning of October before I went on my "6th month of history app spree" I pulled my TU and EQ reports and was pleased to see a 715 and 739, respectively. Within a month of pulling those I had opened all of my other cards you see in my signature. The only one not reporting yet is my Hilton card, which I only got a few weeks ago.
Today I pulled my scores after seeing on CreditKarma that my Amex Green finally reported (I couldn't believe Discover had reported before them!). I was fully expecting to see sub-700 numbers. I was pleasantly surprised to see a 732 (TU) and a 705 (EQ)!
My EX was at 709 when AMEX HP'd me for the Hilton, so hopefully that one will stay afloat too (but it does have 4 inqs affecting score rather than the 2 each that TU and EQ have).
I think it helped that I only let my Discover report a balance (2% overall util). I'll keep aiming for that because I'd like to get in the habit of always having my scores be optimized.
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