If I got First Premier to do it, you can get Cap 1 to do it!
Hi Cheddar,UM here. I, too have a rebuilder card from Orchard bank. Not secured, though. I've had it for probably 3+ years now with a lousy $600 limit and some crazy $ss APR of like 29.99%!! No, I do not keep a balance on the card!! When I threatened to close the acct due to the APR, they too didn't even try to stop it!
That would be true. But, I think they'll do it!
UpUpUp wrote:If I got First Premier to do it, you can get Cap 1 to do it!Thanks for the encouragement! If they don't waive it, well, it's their loss anyway.
It is robbery. I agree, it sounds like a default APR but I never defaulted on that or any of my accounts! The acct reports a zero balance every month and that is that. My biggest problem was high utilization, which I'm happy to report is no more. I'm taking your advice because I'm going for Amex again soon so I want my utilization to be in the ideal range of 1-9%..I hope you get what you want from them, though!