02-07-2013 09:27 PM
02-07-2013 09:40 PM
Congrats !!!! I know how you feel, i just got mine last month
02-07-2013 09:56 PM
02-07-2013 10:10 PM
I got approved with a 641 experian fico pulled and over 25 inquires. 1k limit. No 0% offer but 3.9% instead.
You mind sharing a bit more about your credit profile? I have 2 inqs. right now (09/12 and 01/13), AAoA is 4 years, and just 3 baddies (2 student loan collections from '07/08ish, and an auto loan late payment in '07 which is reporting wrong), and 9% util as of 01/13, which is now down to 3% (I PIF every month anyways). I don't see any pre-approvals on their website, so it makes me hesitant to apply...
02-07-2013 10:27 PM
02-07-2013 10:35 PM
I want a Discover so bad but they would't even approve me for a student card when I tried 2 months ago
I PIF and have no other debts, not even student loans (woo hoo!!!) so I really dont understand why they hate me
02-07-2013 10:39 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.