02-07-2013 09:27 PM
02-07-2013 09:40 PM
Congrats !!!! I know how you feel, i just got mine last month
02-07-2013 09:56 PM
02-07-2013 10:10 PM
I got approved with a 641 experian fico pulled and over 25 inquires. 1k limit. No 0% offer but 3.9% instead.
You mind sharing a bit more about your credit profile? I have 2 inqs. right now (09/12 and 01/13), AAoA is 4 years, and just 3 baddies (2 student loan collections from '07/08ish, and an auto loan late payment in '07 which is reporting wrong), and 9% util as of 01/13, which is now down to 3% (I PIF every month anyways). I don't see any pre-approvals on their website, so it makes me hesitant to apply...
02-07-2013 10:27 PM
02-07-2013 10:35 PM
I want a Discover so bad but they would't even approve me for a student card when I tried 2 months ago
I PIF and have no other debts, not even student loans (woo hoo!!!) so I really dont understand why they hate me
02-07-2013 10:39 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO