I talked over the entire process with my investor and although I honestly don't travel enough to require this card for flight "bonuses" I do receive other perks that I was unaware of at first! So, after deliberating a bit back and forth I decided to have my IA apply for me and I was approved! 
A big step up from my ol' capital one venture card hahaha! Now I have to find a wallet to house this baby when it gets here... It would be funny to pull out fifty bucks wrapped around a rubber band with an amex black card tucked in it ;p
Starting Score: 600ish in 2007
MustangSaluki wrote:Congratulations !
Sounds like you took a giant leap compared to your other cards
Thank You! My IA (Investment accountant) recieved an invite for myself and then called me to ask me if i was interested... Thats when we started discussing it over and seeing if it was worth it... In the end it was for me.. I DO have to pay the annual fee however my IA said i don't have an initiation fee because that was one of my BIG things.. I was going to go through with it if i had an "initiation" fee like i was paying closing costs on a mortgage!.. I dont know if this is because they no longer do that or if they just didnt choose to charge me.,.
Congratulations! Yes, that is a huge step up from Cap1, even their Venture card. Enjoy it!
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
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