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New Member
Ironhide1189
Posts: 23
Registered: ‎06-08-2012
0

Pulled the trigger, I am now a proud Centurion :)

I talked over the entire process with my investor and although I honestly don't travel enough to require this card for flight "bonuses" I do receive other perks that I was unaware of at first! So, after deliberating a bit back and forth I decided to have my IA apply for me and I was approved! :smileyhappy: A big step up from my ol' capital one venture card hahaha! Now I have to find a wallet to house this baby when it gets here... It would be funny to pull out fifty bucks wrapped around a rubber band with an amex black card tucked in it ;p

Fico as of 06/08/2012 - 742

Goal: 800 Club

In My Wallet: Amex Centurion, Chase Freedom, Capital One Venture (Long Story Haha)
New Member
Ironhide1189
Posts: 23
Registered: ‎06-08-2012
0

Re: Pulled the trigger, I am now a proud Centurion :)

By the way, if anybody else is interested in the card i know an AWESOME IA that can help you! He's been doing investing and accounting for yearrrrrs! As you can see below my fico is in the high 700's and he still got me approved :smileyhappy:

Fico as of 06/08/2012 - 742

Goal: 800 Club

In My Wallet: Amex Centurion, Chase Freedom, Capital One Venture (Long Story Haha)
Regular Contributor
MustangSaluki
Posts: 203
Registered: ‎07-07-2008
0

Re: Pulled the trigger, I am now a proud Centurion :)

Congratulations !

 

Sounds like you took a giant leap compared to your other cards :smileyhappy: Did you receive an invite for the personal centurion? Is your AF waived?

Regular Contributor
psychoinhell
Posts: 565
Registered: ‎06-12-2010
0

Re: Pulled the trigger, I am now a proud Centurion :)

From what I understand of Centurion the first year is not an AF, you have to pay 5k to join and then yearly AF is 2.5k.

 

One day I will win the powerball, then I will get me a Centurion... and more importantly Mila Kunis :heart:


Starting Score: 600ish in 2007
Highest Score to date: EQ 716 May 2012(lender pull)
Current Score: EQ 685 6-21-12 ; Walmart TU Fico 744 6-05-12
Goal Score: 801
New Member
Ironhide1189
Posts: 23
Registered: ‎06-08-2012
0

Re: Pulled the trigger, I am now a proud Centurion :)


MustangSaluki wrote:

Congratulations !

 

Sounds like you took a giant leap compared to your other cards :smileyhappy: Did you receive an invite for the personal centurion? Is your AF waived?


Thank You! My IA (Investment accountant) recieved an invite for myself and then called me to ask me if i was interested... Thats when we started discussing it over and seeing if it was worth it... In the end it was for me.. I DO have to pay the annual fee however my IA said i don't have an initiation fee because that was one of my BIG things.. I was going to go through with it if i had an "initiation" fee like i was paying closing costs on a mortgage!.. I dont know if this is because they no longer do that or if they just didnt choose to charge me.,.

Fico as of 06/08/2012 - 742

Goal: 800 Club

In My Wallet: Amex Centurion, Chase Freedom, Capital One Venture (Long Story Haha)
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010
0

Re: Pulled the trigger, I am now a proud Centurion :)

Congratulations! Yes, that is a huge step up from Cap1, even their Venture card. Enjoy it!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Valued Member
GQ-007
Posts: 38
Registered: ‎10-16-2010
0

Re: Pulled the trigger, I am now a proud Centurion :)

What type of American Express card did you have prior to receiving the offer? And on average, how much were you spending annually your Amx?
New Contributor
r34dy2fly
Posts: 104
Registered: ‎03-14-2012
0

Re: Pulled the trigger, I am now a proud Centurion :)

They... didn't charge you an initial fee? Seriously?


AMEX Platinum EMV - AMEX SPG - Chase Sapphire Preferred EMV - Chase Sapphire - Chase Slate - Discover IT - Fidelity Investments EMV - USAA World MC EMV - USAA Rate Advantage Platinum MasterCard

Last App 07/21/2014 / Chase --- Garden till at least 07/21/2016. --- EQ 771 / EX 789 / TU 788
Frequent Contributor
L-TWT
Posts: 301
Registered: ‎12-18-2011
0

Re: Pulled the trigger, I am now a proud Centurion :)

No offense, but why would you or any1 else pay a $5,000 initiation fee & a $2,500 annual fee for a card that offers the same benefits as the "Amex Platinum", even if the money is not an issue!

Portfolio: Citi DC, Amex BCP, Cap 1 QS

"Having a credit card is nice, but cash is king"
Valued Contributor
injustifiiable
Posts: 1,862
Registered: ‎03-30-2012
0

Re: Pulled the trigger, I am now a proud Centurion :)

I'm totally in awe of you.

 

 

I kinda like the int'l ones with the EMV chips in 'em.

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $5950

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