06-19-2012 08:27 AM
06-19-2012 08:44 AM
It seems as of late everyone that gets a centurion is blamed for fabricating the truth. No I don't have one, I have a plat but I do work in the entertainment business and I KNOW FOR A FACT, people who are wealthy have gotten Centurion invites on their assets alone, some are in their 20s with horrible credit.
A few years ago in NYC there was a AMEX Cent party, if you got into the party with a Cent holder they asked then non holder if you wanted to apply, yes APPLY.
The OP didn't disclose any of his assets so what if he came into a large sum on $ recently and his IA put the money in the right fund ? I know every time I make some major investment change I start getting CC offers.
We all know AMEX is a different animal, hey I had them IIB before now I have 3 personal and 2 business cards.
If the OP or anyone has the disposable cash to get noticed by AMEX I'm sure a cent is not that difficult.
Just my 2 cents... I hope the OP can post pics tomorrow !!
06-19-2012 09:34 AM
If the Black AMEX had a reasonable AF, it would make sense but the benefits are not that greater than the Platinum.
I mean for that AF and fees, I should have a dedicated phone number for them
06-19-2012 09:42 AM
Sounds like you took a giant leap compared to your other cards Did you receive an invite for the personal centurion? Is your AF waived?
Thank You! My IA (Investment accountant) recieved an invite for myself and then called me to ask me if i was interested... Thats when we started discussing it over and seeing if it was worth it... In the end it was for me.. I DO have to pay the annual fee however my IA said i don't have an initiation fee because that was one of my BIG things.. I was going to go through with it if i had an "initiation" fee like i was paying closing costs on a mortgage!.. I dont know if this is because they no longer do that or if they just didnt choose to charge me.,.
Do you mean FA (Financial Advisor) or TA (Tax accountant)? Or maybe you mean IB (investment banker) but usually that term only applies to B2B, M&A kinda stuff.
Oh, and congrats. Your IA (whatever the actual title) must be well known to have high end clientelle for AMEX to route apps through them. For instance, I would expect most entertainment and sports folks are not approached directly by AMEX but through their agents and business managers.
06-19-2012 10:14 AM
I'm a bit skeptical myself but you know what they say... "It didn't happen without pics!"
I figure if you wanted, you can grab the small package the card comes in, write your handle on a note card and post it online.
No card numbers are shown, your story will have more credibility (honestly the waiving of the fee gets me considering thats what pays for a lot of the perks), and everyone gets to see the awesome packaging the card originally comes in. WIN WIN
06-19-2012 03:02 PM
OP said they will post the pics tomorrow...so just wait. Maybe the annual fee somehow is justified (no clue what all perks it comes with). I won't even look at trying to get a card like this unless I am at least 250k+ job (Lottery doesn't count!).
06-19-2012 05:38 PM
If you typed it, that you got it, that's good enough for me.
06-19-2012 05:48 PM
06-19-2012 06:12 PM
Congratulations! That's one heck of an AF. You'll really have to use that puppy to make up for that kind of a fee I would think.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.