Credit Cards

[maiden_girl]

I pulled the trigger earlier than expected on the Chase Freedom card!! My plan was to wait until my UTIL was down before applying for the card but I was in a good mood. So glad I went ahead with it!! Was instantly approved!!

So of course you get THIS message when you apply online.

Called the backdoor number to find out my limit!! It's $3k and standard APR 22.9% after 15 month 0% intro APR. SOOO EXCITED! Happy dance! So far...my highest limit "regular" card!!

[CruzImperial]

Congrats!! That's very nice to hear. I'm very happy for you

[maiden_girl]

Thank you!!!! I'm surprised they approved me! I've applied to Chase a few times in the past and have always been denied for not enough reporting tradelines *frown*..Guess I have more than enough now! LMAO!

[kwazziee]

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maiden_girl wrote:

I pulled the trigger earlier than expected on the Chase Freedom card!! My plan was to wait until my UTIL was down before applying for the card but I was in a good mood. So glad I went ahead with it!! Was instantly approved!!

So of course you get THIS message when you apply online.

Called the backdoor number to find out my limit!! It's $3k and standard APR 22.9% after 15 month 0% intro APR. SOOO EXCITED! Happy dance! So far...my highest limit "regular" card!!

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What was your utl. at time of app? I am thinking of apping for this card but little scare.

EDIT: Opsy, forgot to congrat. Good job.

[maiden_girl]

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kwazziee wrote:

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maiden_girl wrote:

I pulled the trigger earlier than expected on the Chase Freedom card!! My plan was to wait until my UTIL was down before applying for the card but I was in a good mood. So glad I went ahead with it!! Was instantly approved!!

So of course you get THIS message when you apply online.

Called the backdoor number to find out my limit!! It's $3k and standard APR 22.9% after 15 month 0% intro APR. SOOO EXCITED! Happy dance! So far...my highest limit "regular" card!!

---

What was your utl. at time of app? I am thinking of apping for this card but little scare.

EDIT: Opsy, forgot to congrat. Good job.

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Thankiess!!

My overall UTIL is 24%

[CruzImperial]

lol you surely do haha show 'em how it's done :}

[kwazziee]

I am surprise at 24% and approved. So this mean each CCC has their own internal scoring system. From what other have psoted high utl means denied. Enjoy your card. Me so jealous

[sakhalin070]

Congrats!  I was going to wait to get my UTIL down too before applying for the Discover More, but I pulled the trigger early too and also got approved.

[Tran92]

Congrats what was your credit score when you got approved ?

[alboto]

woohooo!!!! Congrats!!!