Credit Cards

[maiden_girl]

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Tran92 wrote:
Congrats what was your credit score when you got approved ?

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THANK YOU!

I haven't checked my FICO recently but the last I checked it, it was between 700-720.

[CreditScholar]

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kwazziee wrote:

I am surprise at 24% and approved. So this mean each CCC has their own internal scoring system. From what other have psoted high utl means denied. Enjoy your card. Me so jealous

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24% isn't that high. I got instantly approved for the old CO PP with about 30% reporting. I was told that it was going to be discontinued so I applied immediately. A few days later it was gone, so I'm glad I pulled the trigger. Util didn't seem to be a deal-breaker there for Chase.

[MountainHiker]

Congrats!!

[alboto]

I was approved 2 months ago with a 78% util. That was before I found myfico and all the nice people being able to help.

[maiden_girl]

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alboto wrote:

I was approved 2 months ago with a 78% util. That was before I found myfico and all the nice people being able to help.

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Woah! Approved with 78% util? That's amazing!

[alboto]

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maiden_girl wrote:

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alboto wrote:

I was approved 2 months ago with a 78% util. That was before I found myfico and all the nice people being able to help.

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Woah! Approved with 78% util? That's amazing!

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yeah! CL $500. The Credit analyst told me the reason they approved me was because I had Checking/savings with them for over 10 years.

[maiden_girl]

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alboto wrote:

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maiden_girl wrote:

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alboto wrote:

I was approved 2 months ago with a 78% util. That was before I found myfico and all the nice people being able to help.

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Woah! Approved with 78% util? That's amazing!

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yeah! CL $500. The Credit analyst told me the reason they approved me was because I had Checking/savings with them for over 10 years.

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Did you have to recon with them or was it instant approval? I was previously banking with WaMu before the buy out so I merged with Chase. I just haven't changed banks. They have a lot of account fees -_- lol

[alboto]

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maiden_girl wrote:

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alboto wrote:

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maiden_girl wrote:

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alboto wrote:

I was approved 2 months ago with a 78% util. That was before I found myfico and all the nice people being able to help.

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Woah! Approved with 78% util? That's amazing!

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yeah! CL $500. The Credit analyst told me the reason they approved me was because I had Checking/savings with them for over 10 years.

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Did you have to recon with them or was it instant approval? I was previously banking with WaMu before the buy out so I merged with Chase. I just haven't changed banks. They have a lot of account fees -_- lol

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No, but I got the 7 to 10 days message. A couple of days later I got a call and got asked for security questions and right there I got approved. I then called the next day to get a higher CL to no avail (obvious reasons lol). now my uti. is in 23% and once a couple of PIF cards post by the 27th I'll be in 4%, that is when I'll try for a CLI and BCE.

[maiden_girl]

At least you got it and didn't have to waste a HP! I wonder how Chase is with CLIs. I'll definitely be using this card a lot and sock drawing Cap1 even after my exec office call..LOL.

[alboto]

I used it a lot and got my bonus lol, but I have to keep paying multiple times in a month just so I can keep using it.