cancel
Showing results for 
Search instead for 
Did you mean: 

Pulled the trigger early!

Established Contributor

Re: Pulled the trigger early!

congrats excellent CL.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Valued Contributor

Re: Pulled the trigger early!

CONGRATULATIONS!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Frequent Contributor

Re: Pulled the trigger early!

Congrats! You'll love them! Enjoy the features & benefits, you've earned them Smiley Wink
Full on Garden Mode (•‿•)
Valued Contributor

Re: Pulled the trigger early!

Congrats! 

 

chase from what i read here is always a hard pull for a cli. 

ironically i only apped for chase freedom at the time because ck told me i would get approved lol. 

and i did for 500. plan on asking for a cli after one year with it and all my other lines reporting 2k +

 

 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Valued Contributor

Re: Pulled the trigger early!

Congrats!

 

What bureau did they end up pulling?

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Highlighted
Valued Contributor

Re: Pulled the trigger early!


creditnocash wrote:

Congrats! 

 

chase from what i read here is always a hard pull for a cli. 

ironically i only apped for chase freedom at the time because ck told me i would get approved lol. 

and i did for 500. plan on asking for a cli after one year with it and all my other lines reporting 2k +

 

 


Only if it's customer initiated Smiley Happy It's a generous starting amount so I won't be requesting an increase quit yet. I think I'll wait and see how long it takes before the auto increase.

 

Smiley Very Happy

 

As of 2017, rebuilding...
Valued Contributor

Re: Pulled the trigger early!


maiden_girl wrote:

I pulled the trigger earlier than expected on the Chase Freedom card!! My plan was to wait until my UTIL was down before applying for the card but I was in a good mood. So glad I went ahead with it!! Was instantly approved!!

 

So of course you get THIS message when you apply online.

 

Called the backdoor number to find out my limit!! It's $3k and standard APR 22.9% after 15 month 0% intro APR. SOOO EXCITED! Happy dance! So far...my highest limit "regular" card!!


Are you sure they gave you the promo APR?

 

I was just approved for $5k and they did not approve the promo apr.

 

=
Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Valued Contributor

Re: Pulled the trigger early!


maiden_girl wrote:

creditnocash wrote:

Congrats! 

 

chase from what i read here is always a hard pull for a cli. 

ironically i only apped for chase freedom at the time because ck told me i would get approved lol. 

and i did for 500. plan on asking for a cli after one year with it and all my other lines reporting 2k +

 

 


Only if it's customer initiated Smiley Happy It's a generous starting amount so I won't be requesting an increase quit yet. I think I'll wait and see how long it takes before the auto increase.

 

Smiley Very Happy

 


true but i dont think they can hard pull without your permission. there for all chase initiated cl are soft pull =)

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Valued Contributor

Re: Pulled the trigger early!


creditnocash wrote:

maiden_girl wrote:

creditnocash wrote:

Congrats! 

 

chase from what i read here is always a hard pull for a cli. 

ironically i only apped for chase freedom at the time because ck told me i would get approved lol. 

and i did for 500. plan on asking for a cli after one year with it and all my other lines reporting 2k +

 

 


Only if it's customer initiated Smiley Happy It's a generous starting amount so I won't be requesting an increase quit yet. I think I'll wait and see how long it takes before the auto increase.

 

Smiley Very Happy

 


true but i dont think they can hard pull without your permission. there for all chase initiated cl are soft pull =)


I'm not sure, but isn't being a customer of theirs "permissible purpose" or whatever? It seems like they can do either a HP or SP depending on their mood that day...

 

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Valued Contributor

Re: Pulled the trigger early!

It is up to them, but generally unless customer initiated CLI's are SP's.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%