Credit Cards

[maiden_girl]

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Dustink wrote:

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maiden_girl wrote:

I pulled the trigger earlier than expected on the Chase Freedom card!! My plan was to wait until my UTIL was down before applying for the card but I was in a good mood. So glad I went ahead with it!! Was instantly approved!!

So of course you get THIS message when you apply online.

Called the backdoor number to find out my limit!! It's $3k and standard APR 22.9% after 15 month 0% intro APR. SOOO EXCITED! Happy dance! So far...my highest limit "regular" card!!

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Are you sure they gave you the promo APR?

I was just approved for $5k and they did not approve the promo apr.

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Those were the terms I applied under. I don't think they can suddenly revoke those terms--for a good reason I suppose. You should call about your card and ask.

[maiden_girl]

A thought just occurred to me!!

I wonder if I can...or should call Chase and ask them what bureau they pulled and what my current score is...lol has anyone ever done this before?

[CS800]

Congrats !!

Good starting CL

[maiden_girl]

THANKS EVERYONE!!

***UPDATE

Received my FREEDOM card today! It's the VISA version. It's kind of dull but it has like a reflector coloring in the card. It's blue obviously.

I'm not quite certain if they use international scoring or not but when I opened up the packaging it had credit score 692 and under scoring it says "application score" with the scores going between 100 and 990..Apparently this is a EXP score. Anyway it's an awesome little card!

CASH ADVANCE $1.5k

CREDIT LINE $3k

[youngandcreditwrthy]

Awesome! I love my Freedom :-) Of course, I already racked up a small balance on it lol it was only good for the $100 bonus 5% cashback on gas/restaurants, and 0% apr! Lolll

[Tran92]

Is there a minimum income that is required and do they verify it via pay stubs? I plan on trying to app for a freedom in a year, but I only make about 10-15k annually.

[bellrod44]

Does anyone know any sort of "guidlines" for the scores to approve you for a Freedom? I want to apply, but I don't think I'll be approved since I only have one credit card. I really want to get in with a good rewards program. I just upgraded to the BofA 1-2-3 Rewards, but would like another decent card.

[qtcbcute]

I also pulled the trigger early (last night) and got instantly approved for $3000 too! I'm so excited because I have been eyeing this card for a while. What surprised me the most is because I am a Chase customer with savings and checking accounts, the card was instantly added to my online accounts.  This is great for me.  Congratulations to you as well maiden_girl!

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maiden_girl wrote:

I pulled the trigger earlier than expected on the Chase Freedom card!! My plan was to wait until my UTIL was down before applying for the card but I was in a good mood. So glad I went ahead with it!! Was instantly approved!!

So of course you get THIS message when you apply online.

Called the backdoor number to find out my limit!! It's $3k and standard APR 22.9% after 15 month 0% intro APR. SOOO EXCITED! Happy dance! So far...my highest limit "regular" card!!

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[supersam101]

Congrats how old is your oldest credit card.

[qtcbcute]

I have a secured card from a credit union from 2005.  I always said I was going to close it but never got around to it.  Maybe now I will...I think!