10-26-2012 11:10 AM
Is there a minimum income that is required and do they verify it via pay stubs? I plan on trying to app for a freedom in a year, but I only make about 10-15k annually.
Chase doesn't verify income. I think they only get concerned when you rack up a big balance and keep it for a long time spanning on years. If you have no current debt (less than 20% UTL) and one year of credit history with a reputable lender, I say go for it.
Congrats how old is your oldest credit card.
My CAP1 card is my oldest tradeline. It's 2 years old