Starting Score: 639 (Walmart TU)
creditnocash wrote:Congrats!
chase from what i read here is always a hard pull for a cli.
ironically i only apped for chase freedom at the time because ck told me i would get approved lol.
and i did for 500. plan on asking for a cli after one year with it and all my other lines reporting 2k +
Only if it's customer initiated 
It's a generous starting amount so I won't be requesting an increase quit yet. I think I'll wait and see how long it takes before the auto increase.
maiden_girl wrote:I pulled the trigger earlier than expected on the Chase Freedom card!! My plan was to wait until my UTIL was down before applying for the card but I was in a good mood. So glad I went ahead with it!! Was instantly approved!!
So of course you get THIS message when you apply online.
Called the backdoor number to find out my limit!! It's $3k and standard APR 22.9% after 15 month 0% intro APR. SOOO EXCITED! Happy dance! So far...my highest limit "regular" card!!
Are you sure they gave you the promo APR?
I was just approved for $5k and they did not approve the promo apr.
=
maiden_girl wrote:
creditnocash wrote:Congrats!
chase from what i read here is always a hard pull for a cli.
ironically i only apped for chase freedom at the time because ck told me i would get approved lol.
and i did for 500. plan on asking for a cli after one year with it and all my other lines reporting 2k +
Only if it's customer initiated
true but i dont think they can hard pull without your permission. there for all chase initiated cl are soft pull =)
creditnocash wrote:
maiden_girl wrote:
creditnocash wrote:Congrats!
chase from what i read here is always a hard pull for a cli.
ironically i only apped for chase freedom at the time because ck told me i would get approved lol.
and i did for 500. plan on asking for a cli after one year with it and all my other lines reporting 2k +
Only if it's customer initiated
true but i dont think they can hard pull without your permission. there for all chase initiated cl are soft pull =)
I'm not sure, but isn't being a customer of theirs "permissible purpose" or whatever? It seems like they can do either a HP or SP depending on their mood that day...
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
