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Established Contributor
migliogiorni
Posts: 657
Registered: ‎06-27-2012
0

Re: Pulled the trigger early!

Chase use the Vantage scoring model for approval.

 

BOA: 8.9k
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Valued Contributor
maiden_girl
Posts: 2,098
Registered: ‎12-29-2011
0

Re: Pulled the trigger early!

Tran92 wrote:
Is there a minimum income that is required and do they verify it via pay stubs? I plan on trying to app for a freedom in a year, but I only make about 10-15k annually.

 

Chase doesn't verify income. I think they only get concerned when you rack up a big balance and keep it for a long time spanning on years. If you have no current debt (less than 20% UTL) and one year of credit history with a reputable lender, I say go for it.

 

supersam101 wrote:

Congrats how old is your oldest credit card.

 

My CAP1 card is my oldest tradeline. It's 2 years old :smileyhappy:

The truth is out there...
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