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Pulled the trigger on BOA

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sandman2435
Established Contributor
‎05-28-2013 04:41 PM
‎05-28-2013 04:41 PM

Pulled the trigger on BOA

So My BK7 Came off my Ex Credit report..and I appled for the BOA Siggy Cash rewards Visa...Good news I did get approved..Bad News only for $2500.00,But I did included them in my BK7..and The very friendly credit anylist did bring this up..Well At least I got back in with BOA..She told me use the card for at least 6 months and show positve history and They will take another look at moving me into a siggy card...

Message 1 of 17
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16 REPLIES 16
enharu
Super Contributor
‎05-28-2013 04:42 PM
‎05-28-2013 04:42 PM

Re: Pulled the trigger on BOA

Grats!!!
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 2 of 17
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myjourney
Super Contributor
‎05-28-2013 04:43 PM
‎05-28-2013 04:43 PM

Re: Pulled the trigger on BOA

@sandman2435 wrote:

So My BK7 Came off my Ex Credit report..and I appled for the BOA Siggy Cash rewards Visa...Good news I did get approved..Bad News only for $2500.00,But I did included them in my BK7..and The very friendly credit anylist did bring this up..Well At least I got back in with BOA..She told me use the card for at least 6 months and show positve history and They will take another look at moving me into a siggy card...

Congrats 

Considering they were included in BK7 that's a pretty good score

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 17
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flyingace
Valued Member
‎05-28-2013 04:44 PM
‎05-28-2013 04:44 PM

Re: Pulled the trigger on BOA

That is an excellent CL w/ prior history noted! CONGRATS! and treat it well Smiley Happy 

In my Snoopy holder: NFCU Flagship Sig Visa-- $11K | Chase Freedom -- $2500 | AMEX BCE -- $2000 | Amazon Visa -- $2000 | Discover It $1500| Old Navy Visa -- $1000 | Target Red Card -- $300

TU (Disc Pull 4/29/13) -- 752 | AmexEQ (6/13/13) -- 728 | AmexEXP-- 737 | AmexTU-- 737 (5/28/13)
Goals: 740 EQ/EXP/TU
Gardening until 12/3/13 -- or longer
Message 4 of 17
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armbenderc
Valued Contributor
‎05-28-2013 04:44 PM
‎05-28-2013 04:44 PM

Re: Pulled the trigger on BOA

Sweet!

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 5 of 17
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LS2982
Mega Contributor
‎05-28-2013 04:46 PM
‎05-28-2013 04:46 PM

Re: Pulled the trigger on BOA

@sandman2435 wrote:

So My BK7 Came off my Ex Credit report..and I appled for the BOA Siggy Cash rewards Visa...Good news I did get approved..Bad News only for $2500.00,But I did included them in my BK7..and The very friendly credit anylist did bring this up..Well At least I got back in with BOA..She told me use the card for at least 6 months and show positve history and They will take another look at moving me into a siggy card...

CONGRATS!! Smiley Happy

 

Consider yourself lucky to have gotten back in with them, they are not considered burn friendly. 



EQ FICO 548 3/3/16
Message 6 of 17
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sandman2435
Established Contributor
‎05-28-2013 04:48 PM
‎05-28-2013 04:48 PM

Re: Pulled the trigger on BOA

Well I just got a call from the same credit rep..That I talked to a few minutes ago..She told me that she felt she did not do me justice on how I have rebuilt my credit..Soooo to make a long story short..she raised my limit on the card from $2500 to 7500..and I get the siggy visa after all lol 

Message 7 of 17
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myjourney
Super Contributor
‎05-28-2013 04:49 PM
‎05-28-2013 04:49 PM

Re: Pulled the trigger on BOA

@sandman2435 wrote:

Well I just got a call from the same credit rep..That I talked to a few minutes ago..She told me that she felt she did not do me justice on how I have rebuilt my credit..Soooo to make a long story short..she raised my limit on the card from $2500 to 7500..and I get the siggy visa after all lol 

Okkkkk Congrats again

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 17
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flyingace
Valued Member
‎05-28-2013 04:50 PM
‎05-28-2013 04:50 PM

Re: Pulled the trigger on BOA

@sandman2435 wrote:

Well I just got a call from the same credit rep..That I talked to a few minutes ago..She told me that she felt she did not do me justice on how I have rebuilt my credit..Soooo to make a long story short..she raised my limit on the card from $2500 to 7500..and I get the siggy visa after all lol 

Well, just how much did you rebuild it by, if you don't mind me asking?And 2x Congrats! lol

In my Snoopy holder: NFCU Flagship Sig Visa-- $11K | Chase Freedom -- $2500 | AMEX BCE -- $2000 | Amazon Visa -- $2000 | Discover It $1500| Old Navy Visa -- $1000 | Target Red Card -- $300

TU (Disc Pull 4/29/13) -- 752 | AmexEQ (6/13/13) -- 728 | AmexEXP-- 737 | AmexTU-- 737 (5/28/13)
Goals: 740 EQ/EXP/TU
Gardening until 12/3/13 -- or longer
Message 9 of 17
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LS2982
Mega Contributor
‎05-28-2013 04:52 PM
‎05-28-2013 04:52 PM

Re: Pulled the trigger on BOA

@sandman2435 wrote:

Well I just got a call from the same credit rep..That I talked to a few minutes ago..She told me that she felt she did not do me justice on how I have rebuilt my credit..Soooo to make a long story short..she raised my limit on the card from $2500 to 7500..and I get the siggy visa after all lol 

WTG!! Smiley Happy



EQ FICO 548 3/3/16
Message 10 of 17
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