Purchase a money order with CC???

[Muzikdude]

I need to purchase a money order to send as payment for something. I was going to use cash or debit, as I usually do, but then I remembered that my local supermarket will allow the purchase of money orders on a credit card. I was reading about it online right now, and I read that if you do this, the CCC will likely treat it as a cash advance. Is this true? Is there any way for them to know what I purchased at a supermarket?  I would like to put the purchase on my CC to get the rewards.

[maiden_girl]

It will be treated as a cash advance and not eligible for rewards. Plus it will be subjected to the cash advance APR which is usually higher than your standard APR. Also Cash Advances on credit cards accumulate daily interest.

[Muzikdude]

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@maiden_girl wrote:

It will be treated as a cash advance and not eligible for rewards. Plus it will be subjected to the cash advance APR which is usually higher than your standard APR. Also Cash Advances on credit cards accumulate daily interest.

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How can they know what was purchased?

[gdale6]

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@Muzikdude wrote:

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@maiden_girl wrote:

It will be treated as a cash advance and not eligible for rewards. Plus it will be subjected to the cash advance APR which is usually higher than your standard APR. Also Cash Advances on credit cards accumulate daily interest.

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How can they know what was purchased?

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It would be done in the way the purchase is coded to the card issuer.

[maiden_girl]

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@gdale6 wrote:

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@Muzikdude wrote:

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@maiden_girl wrote:

It will be treated as a cash advance and not eligible for rewards. Plus it will be subjected to the cash advance APR which is usually higher than your standard APR. Also Cash Advances on credit cards accumulate daily interest.

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How can they know what was purchased?

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It would be done in the way the purchase is coded to the card issuer.

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+1.

[juggalo9er]

the work around i use for this is to buy prepaid "debit" cards in $500 blocks, use the debit card (pin based) to buy money order (kroger)

[Muzikdude]

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@juggalo9er wrote:

the work around i use for this is to buy prepaid "debit" cards in $500 blocks, use the debit card (pin based) to buy money order (kroger)

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I see... so these are somehow coded differently than a money order? Where do you buy those from?

[juggalo9er]

MANUFACTURED SPENDING IS DISCOURAGED ON THIS BOARD. now strictly for educational purposes: staples, wal-mart, kroger

[maiden_girl]

You typically can't purchase money orders with credit cards.

[MoreRewards]

I had posted topic about this not too long ago it's good to find out about the pre paid debit deal.