GEMB is known by very low starting CL and stingy CLI.
If they had approved you, you'd probably have gotten a $50 CL and you'd have to buy your frames first...and then your lenses...one at a time.
GEMB is all sorts of messed up and crazy.
why do you say that, about the CL? because of my scores?
My Care Credit card started with a 2k limit, Last Nov when all the CLD started, I was dropped to 1100. (highest bal was 700 after both kitties had physicals, all their shots & teeth cleaned ) Just about 1 month ago, I asked for my limit back...hard pull on EQ, but now I have 2500 limit. I wouldn't consider that a low limit, even in the beginning. When I gort the card, I still had a ton of neg info on my file & scores similar to laz.