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Q: Barclaycard Auto CLI

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alk1113
Established Member

Q: Barclaycard Auto CLI

So, I haven't put too much use on it. It has a $1,500 CL and the fourth statement will be in 2 weeks. I read to put some mileage on it before the 6th statement cuts for an auto CLI. I was wondering - can I just keep PIF or should I carry a balance? Thanks for reading Smiley Happy and I appreciate any and all input.
NFCU $20K // Navchek LOC $15K // Barclay MC $3K // CapOne $3K // RTG $1500 // Victoria's Secret $750 // Nordstrom $500 // Walmart $500 // // Express $550 // The Limited $550

08/08 EQ 658
Barclay Fico 650 - CK 672
BK7 10/12
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2 REPLIES 2
coldnmn
Mega Contributor

Re: Q: Barclaycard Auto CLI

I don't think it matters with Barclay as long as utilization isn't to high. YMMV

 

 

edit:I recieved CLI  both ways.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 3
EW800
Valued Contributor

Re: Q: Barclaycard Auto CLI

I agree with above.  From all that I have been reading up on, as long as UTIL is not high, payments are good and there are not many inquiries or new accounts, they are fairly generous with CLI's.  

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
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