im still really new to this whole thing!! my overall util for 6CC accounts is 16% im not sure if that is good or not?!
it will be lower next month because i just got a Tribute and First Premie and the util is pretty high due to their "fees" (hated to do it...but i need the pos tradelines to help prove i can handle my credit NOW and the mistakes i made in my past dont reflect me now!!) i have already paid on both of those this month and cannot make another payment on them until june.
my BOA 99/500 is at a 14%. i used it for $143 and made a payment already (eventhough i dont have one due until june...) of $75 so my bal is $68. i hope they like the fact that i made a payment already and one isnt due yet!!!!!! (but im kinda mad bc their annual fee for the card is every may and i wouldnt have had to pay it if i got the card next month...oh well, small price to pay!!!)
so..back to orig q.. am i on the right path with util??