QUESTION - Authorized User, CR Reporting

[Anonymous]

Do the credit card companies report the actual usage of the AU or the usage of the account holder? I have a couple of AU's on my accounts and was wondering what gets reported on AU credit reports. Thanks.

[Anonymous]

I am a AU on Amex and the account holder has 50,000. limit,. She gave me 5,000 limit. It shows on my cr as 5,000 and shows MY usage (Bal). Im still waqiting to see how discover and chase will report.

[Skye12329]

From what i have seen, i added my BF as an AU on my cap1, and both chase cards and it does show all the usage and limits on each report. So whatever reports on my report will show on his for those cards, is what i have seen. Amex is different since you can set limits on AU cards and accounts.