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QUESTION CARE CREDIT??

Valued Contributor

Re: QUESTION CARE CREDIT??

I just applied a couple of days ago for an upcoming procedure next month and I was instantly approved for $6100.  I'm not sure yet which CRA they used because I have yet to receive an inquiry notification.  As soon as I know I will update.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Moderator

Re: QUESTION CARE CREDIT??

Previously CareCredit was the odd duck, pulling EQ when all other GE-backed cards I'm aware of pulled TU.

 

Now that has changed at least somewhat.

 

Personally I think it's moot, if you have medical expenses that care credit can cover, just go apply.  It's not like you need pristine history to obtain it, 12 inquiries vs. 1 *shrug*.  Finances > FICO in this case, and another inquiry on EQ ain't going to hurt you much if at all if you make that lucky number 13 statistically.

 

 

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


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Established Contributor

Re: QUESTION CARE CREDIT??

I live in AL. Carecredit pulled EQ when I applied for the card in September. I applied for a CLI in May and they pulled TU


BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($29,500) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($28,000)

Experian 746 Transunion 806-- July 2017