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Established Contributor
MsLadyRover
Posts: 727
Registered: ‎03-14-2012

Re: QUESTION CARE CREDIT??

I just applied a couple of days ago for an upcoming procedure next month and I was instantly approved for $6100.  I'm not sure yet which CRA they used because I have yet to receive an inquiry notification.  As soon as I know I will update.



Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Moderator
Revelate
Posts: 4,218
Registered: ‎12-30-2011

Re: QUESTION CARE CREDIT??

Previously CareCredit was the odd duck, pulling EQ when all other GE-backed cards I'm aware of pulled TU.

 

Now that has changed at least somewhat.

 

Personally I think it's moot, if you have medical expenses that care credit can cover, just go apply.  It's not like you need pristine history to obtain it, 12 inquiries vs. 1 *shrug*.  Finances > FICO in this case, and another inquiry on EQ ain't going to hurt you much if at all if you make that lucky number 13 statistically.

 

 


Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)


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Established Contributor
aussiesareforever
Posts: 648
Registered: ‎10-04-2010

Re: QUESTION CARE CREDIT??

I live in AL. Carecredit pulled EQ when I applied for the card in September. I applied for a CLI in May and they pulled TU


Barclay's Apple Financing Card ($6400) --- Capital One Cash Rewards World Card ($6000) ---GEMB CareCredit ($5700) --- AU FCU ($6000)--- Walmart ($5000)


FICO Scores: TU 735 EQ 695 EX 740 (Feb 2013, all pulled by lender)

Mortgage in 2013- So help me God!

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