Question... AMEX Approvals

[Anonymous]

Hi All! I received an email from JetBlue for their AMEX card... I fly them often so I decided to go for it. I was approved for a CL of $4k. Since this was my first AMEX approval since an AMEX CO from '01 I decided to try for the AMEX Zync card and I was approved again.... Now, the little guy on my shoulder thinks I should deep six the Zync card... Does anyone have any pros or cons for doing so?  I feel really dirty and greedy for applying twice within an hour.

[terrymurph]

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@Anonymous wrote:

Hi All! I received an email from JetBlue for their AMEX card... I fly them often so I decided to go for it. I was approved for a CL of $4k. Since this was my first AMEX approval since an AMEX CO from '01 I decided to try for the AMEX Zync card and I was approved again.... Now, the little guy on my shoulder thinks I should deep six the Zync card... Does anyone have any pros or cons for doing so?  I feel really dirty and greedy for applying twice within an hour.

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Well the only pro i know off would be having 2 Amex cards...lol....but what were your vitals when you applied also did you have any negatives?

[Anonymous]

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@terrymurph wrote:

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@Anonymous wrote:

Hi All! I received an email from JetBlue for their AMEX card... I fly them often so I decided to go for it. I was approved for a CL of $4k. Since this was my first AMEX approval since an AMEX CO from '01 I decided to try for the AMEX Zync card and I was approved again.... Now, the little guy on my shoulder thinks I should deep six the Zync card... Does anyone have any pros or cons for doing so?  I feel really dirty and greedy for applying twice within an hour.

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Well the only pro i know off would be having 2 Amex cards...lol....but what were your vitals when you applied also did you have any negatives?

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LOL!

Ahh... The nitty gritty... Ok, I have 6 derogs which are coming off next year, no lates in 6 years, UTI of about 45%, 1 - 2 year old CO (VZW), 1 paid $30k car loan, 1 paid car lease.  Truecredit FAKO - 720.... EQ (FICO) - 657

[terrymurph]

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@Anonymous wrote:

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@terrymurph wrote:

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@Anonymous wrote:

Hi All! I received an email from JetBlue for their AMEX card... I fly them often so I decided to go for it. I was approved for a CL of $4k. Since this was my first AMEX approval since an AMEX CO from '01 I decided to try for the AMEX Zync card and I was approved again.... Now, the little guy on my shoulder thinks I should deep six the Zync card... Does anyone have any pros or cons for doing so?  I feel really dirty and greedy for applying twice within an hour.

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Well the only pro i know off would be having 2 Amex cards...lol....but what were your vitals when you applied also did you have any negatives?

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LOL!

Ahh... The nitty gritty... Ok, I have 6 derogs which are coming off next year, no lates in 6 years, UTI of about 45%, 1 - 2 year old CO (VZW), 1 paid $30k car loan, 1 paid car lease.  Truecredit FAKO - 720.... EQ (FICO) - 657

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Thanks for the quick response...Trying to get my util down cause i want to apply for the zync, citi platinum select, and discover more im currently at 50% . I have subprime cards now and i cant wait to upgrade.

[Anonymous]

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@terrymurph wrote:

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@Anonymous wrote:

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@terrymurph wrote:

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@Anonymous wrote:

Hi All! I received an email from JetBlue for their AMEX card... I fly them often so I decided to go for it. I was approved for a CL of $4k. Since this was my first AMEX approval since an AMEX CO from '01 I decided to try for the AMEX Zync card and I was approved again.... Now, the little guy on my shoulder thinks I should deep six the Zync card... Does anyone have any pros or cons for doing so?  I feel really dirty and greedy for applying twice within an hour.

---

Well the only pro i know off would be having 2 Amex cards...lol....but what were your vitals when you applied also did you have any negatives?

---

LOL!

Ahh... The nitty gritty... Ok, I have 6 derogs which are coming off next year, no lates in 6 years, UTI of about 45%, 1 - 2 year old CO (VZW), 1 paid $30k car loan, 1 paid car lease.  Truecredit FAKO - 720.... EQ (FICO) - 657

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Thanks for the quick response...Trying to get my util down cause i want to apply for the zync, citi platinum select, and discover more im currently at 50% . I have subprime cards now and i cant wait to upgrade.

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To be honest with you my UTIL is about 45%-50%... Last year I had only 3 subprimes (4+ years of good history), a paid car loan, a paid car lease, and a good standing CITI Loan. My first good card approval was a CITI Forward for a whooping $8k! I almost fell out of my chair... Since then I've added quite a few decent cards. Time truly is the kind when it comes to getting ones credit in order. I swear on everything that I NEVER will repeat the mistakes I made 9+ years ago.

[Tazman81]

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@Anonymous wrote:

Hi All! I received an email from JetBlue for their AMEX card... I fly them often so I decided to go for it. I was approved for a CL of $4k. Since this was my first AMEX approval since an AMEX CO from '01 I decided to try for the AMEX Zync card and I was approved again.... Now, the little guy on my shoulder thinks I should deep six the Zync card... Does anyone have any pros or cons for doing so?  I feel really dirty and greedy for applying twice within an hour.

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Did you have to pay the AMEX charge off from 2001 before they let you get another amex?

[Anonymous]

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@Tazman81 wrote:

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@Anonymous wrote:

Hi All! I received an email from JetBlue for their AMEX card... I fly them often so I decided to go for it. I was approved for a CL of $4k. Since this was my first AMEX approval since an AMEX CO from '01 I decided to try for the AMEX Zync card and I was approved again.... Now, the little guy on my shoulder thinks I should deep six the Zync card... Does anyone have any pros or cons for doing so?  I feel really dirty and greedy for applying twice within an hour.

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Did you have to pay the AMEX charge off from 2001 before they let you get another amex?

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Apparently not.