Yep I agree when I bought my computer I they had the 6 mos thingy 0% I must have gotten lucky @ the 6 mos mark I hit the luv button got an auto CL bump to 10k with no INQ made it to Tier 1. The thing is when I applied I also was approved for their Rewards Zone MC coming up on the 1 year mark for both seems to be a bit stingy with a CL on the MC though. Thanks everyone that replied you guys Rock!!!!