@KennyS2006 wrote:
Got it. TY for ur help.
You're welcome. Just trying to save you from unnecessary HP's. 
@FinStar wrote:
@kevinjjc wrote:
@FinStar wrote:
@KennyS2006 wrote:
Yeah, I've just kept it for AAoA's sake. I think I'll just space them out over 6 months or so.
On a side note, I know the Amex 3x cli has been beat to death, but I never requested it on day 61 probably day 610 lol! Can you request a CLI with amex every 61 days or is that just at the beginning?The general consensus for requesting a 3x CLI for AMEX revolvers is 61 days for new accounts and then 90 days thereafter.
It's actually 61 days for new accounts and then every 6 months from the last CLI approved. You only have to wait 90 days if your CLI request was denied.
Thanks for the clarification kevinjjc. I misread in the event OP would be denied at the 61 day mark.
Haven't been denied a CLI to date. Been really fortunate with that. It's just I haven't done a CLI with Chase yet. With these number of inquiries, would you guys go ahead and do a HP with Chase?
Does anyone know the answer to this question:
Currently have 3 Chase Cards -- all super small limits comparatively. 2 are $500 (one was a Wamu Rewards) and one is Freedom. Both were opened in 2008. Would it be bad to close one and move the CL to the other? I just want to confirm this is possible that people have done it before. Do I need to convince the person to do it or is this common practice when someone asks?
@FinStar wrote:
@KennyS2006 wrote:Does anyone know the answer to this question:
Currently have 3 Chase Cards -- all super small limits comparatively. 2 are $500 (one was a Wamu Rewards) and one is Freedom. Both were opened in 2008. Would it be bad to close one and move the CL to the other? I just want to confirm this is possible that people have done it before. Do I need to convince the person to do it or is this common practice when someone asks?
I previously posted that you can do this.
Both accounts need to be in good standing to consolidate and the card that will be closed needs to have a 0 balance before you can shift the CL and then eventually close. The Freedom would be the better suited CC to keep as the Flexible Rewards has very limited or not-as-desirable reward options when compared to Freedom.
Right.... right now they are both Freedoms.. I knew you said it, but I wanted to make sure that there's no harm in closing it.. right now it seems there's no harm for keeping it either. Thanks for always responding. I try to be very cautious when it comes to making decisions so forgive me if I'm coming across as someone that is being annoying.