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Established Contributor
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Registered: ‎03-16-2012
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Question about Amex 61 day cli denial

If denied for 3x cli on 61st day, is it proven that the next cli request has to be after 90 days?? Has anyone tried askin again after 30 days of denial instead of 90 days??? Just curious if the 90 day rule after denial is an amex policy

Starting Score: TU: 481 12/30/2015 EQ:561 12/30/2015 EX:532 12/30/2015 (MYFICOS) BK FILED: 09/2015 DISCHARGED 12/2015 -- 02/28/2016 TU:551 EQ: 599 EX: 561
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Registered: ‎10-23-2007
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Re: Question about Amex 61 day cli denial


kobe2012 wrote:
If denied for 3x cli on 61st day, is it proven that the next cli request has to be after 90 days?? Has anyone tried askin again after 30 days of denial instead of 90 days??? Just curious if the 90 day rule after denial is an amex policy

what was reason?

I thought just after 30.

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Moderator
Posts: 27,207
Registered: ‎09-13-2012
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Re: Question about Amex 61 day cli denial

If you were denied due to being in eligible-too soon- then you do not have to wait 90 days.
Established Contributor
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Registered: ‎03-16-2012
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Re: Question about Amex 61 day cli denial

What if its for other reasons?? Like internal score too low,etc..?

Starting Score: TU: 481 12/30/2015 EQ:561 12/30/2015 EX:532 12/30/2015 (MYFICOS) BK FILED: 09/2015 DISCHARGED 12/2015 -- 02/28/2016 TU:551 EQ: 599 EX: 561
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Re: Question about Amex 61 day cli denial

Contributor
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Registered: ‎05-21-2013
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Re: Question about Amex 61 day cli denial

I'm curious to find out the reason for the AmEx CLI denial?

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Notable CC: AMHFCU® PLATINUM MASTERCARD $25K | Chase Marriott Rewards SigVisa $12K | AmEX PRG NPSL | BoA Cash Rewards Signature® Visa $12K | AmEX BCE $9K | Citi Diamond Preferred $10K | Chase Freedom Signature Visa $5K | BoA Travel Rewards® Signature® Visa $5K
Current Overall CL: $139K | UTL: 18% | AAoA 3yrs | Gardening since 11/26/2013
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Established Contributor
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Re: Question about Amex 61 day cli denial

Lexie, what if i try again before 90 days??? Would i get denied and wait another 90 days??

Starting Score: TU: 481 12/30/2015 EQ:561 12/30/2015 EX:532 12/30/2015 (MYFICOS) BK FILED: 09/2015 DISCHARGED 12/2015 -- 02/28/2016 TU:551 EQ: 599 EX: 561
Moderator
Posts: 27,207
Registered: ‎09-13-2012
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Re: Question about Amex 61 day cli denial

Trying again before the 90 days would undoubtedly be another denial. You can try. Good luck
Senior Contributor
Posts: 11,485
Registered: ‎10-21-2012
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Re: Question about Amex 61 day cli denial


09Lexie wrote:
Then it's 90 days.

+1

 

 

Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
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Re: Question about Amex 61 day cli denial

[ Edited ]
The bigger problem of pressing that button repeatedly or seeking credit actively over a short period of time may make you seem desperate for credit. Bad idea to push your luck unless you are okay with submitting tax docs if they initiate a FR.
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