Reply
Valued Contributor
FinStar
Posts: 5,156
Registered: ‎10-21-2012

Re: Question about Amex 61 day cli denial

[ Edited ]

kobe2012 wrote:
Lexie, what if i try again before 90 days??? Would i get denied and wait another 90 days??

Why press your luck with AMEX?  The best way to go is wait the 90 days - this should give ample time to review/fix any items that made the CLI as not elegible in the first place.  Time is on your side, otherwise it makes you look desperate for more credit.

Established Contributor
kobe2012
Posts: 690
Registered: ‎03-16-2012

Re: Question about Amex 61 day cli denial

i have another month to wait ...i get the itch sometimes ... And i get very impatient .. Ill try to resist...might be denied anyway..

Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Moderator
09Lexie
Posts: 24,586
Registered: ‎09-13-2012

Re: Question about Amex 61 day cli denial

Work on your cr profile, watch for their SP's and only pull the trigger when you think it's at its prime.

This time next month I want to read about your new CL! :smileywink:
Established Contributor
kobe2012
Posts: 690
Registered: ‎03-16-2012

Re: Question about Amex 61 day cli denial

Lol... They better give me one!!! Its stuck @1k lol

Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Valued Contributor
FinStar
Posts: 5,156
Registered: ‎10-21-2012

Re: Question about Amex 61 day cli denial

[ Edited ]

kobe2012 wrote:
i have another month to wait ...i get the itch sometimes ... And i get very impatient .. Ill try to resist...might be denied anyway..

09Lexie is right.  Try to resist as best you can... I know sometimes it can be a challenge ...LOL.

 

 


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+