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I am playing with the idea of applying for a barclays card but not sure if I should wait a couple more months because I don't want to waste a HP. These are my stats as of right now Filed BK7 July 13' Discharged Nov13' Have 1 auto loan perfect history for 12 months, 2 Credit Cards one is My milestone card had for 3 months 300 limit and just got a merrick bank secured card for 300 haven't had this one a month yet. So right now 0% UTI car payment is 343 income is about 2600 monthly and 0 rent. MyFICO score is EQ 633 as of yesterday. Not sure if I have a chance of getting approved yet I did apply awhile ago I'm thinking 3 months and was dined I just don't want to waste the pull if I have no chance. I am not really sure what card either the rewards or apple financing one leaning more towards the apple one just because seems that people get approved for a higher intial credit limit. THanks for any advice!
What was the reason for denial the first time?