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Thanks to this site and board I have learned a lot. I use CITI identity monitor and have for a few years. It's just $4.99 a month and they do a good job. So anyway the provide scores from all 3 credit bureau's. What I did not know is that its what you guys call FAKO scores. I had no idea till I joined here. So those scores for me are all around 800. Which is good I guess.
So I went on my first app spree in 7 years and one of my new cards is Discover. I just got the package yesterday and they pulled from Equifax and my score is 839. I was amazed at that. Is this a real score or just another FAKO? This whole scoring stuff confuses me. Thanks again for your help and understanding. I am learning so much from you guys!
@Anonymous wrote:Thanks to this site and board I have learned a lot. I use CITI identity monitor and have for a few years. It's just $4.99 a month and they do a good job. So anyway the provide scores from all 3 credit bureau's. What I did not know is that its what you guys call FAKO scores. I had no idea till I joined here. So those scores for me are all around 800. Which is good I guess.
So I went on my first app spree in 7 years and one of my new cards is Discover. I just got the package yesterday and they pulled from Equifax and my score is 839. I was amazed at that. Is this a real score or just another FAKO? This whole scoring stuff confuses me. Thanks again for your help and understanding. I am learning so much from you guys!
i am not sure what they pull , but you do have access to tu 08 scores now with discover. I am not sure if they use eq with ther own internal scoring formula.