I was right under the 1 year mark last month, so I went ahead got some new glasses on my Care Credit, which I immediately paid off. I knew some people had their accounts closed at the 1 year mark for inactivity, and I wanted to avoid that. Today I had an unexpected vet bill that I was able to put on it, that I'll probably pay off pretty quickly. I wish there were a Rite Aid near me. Ice cream for the win! Haha