Question about Chase 2-Card Denial

[flyingace]

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@enharu wrote:
HP shows up immediately with the CRAs, but can take up to 72 hours (or longer for certain services) to show up on credit monitoring services.

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Well If I'm going to get the HP, I might as well call them again, but I don't think it's going to work. lol. 

[flyingace]

But if I were to pull the report right now, it would show up, correct? 

[enharu]

Rather than to pay for a report right now, I think your best bet is to call recon and ask if they pulled and if they did, what bureau did they pull from. Could also try appealing the decision too while you are at it

[flyingace]

Well, I have AMEX CS, so it would pull one of the reports for me (I have two more "pulls" remaining in June, so I could use one). 

[flyingace]

Well just spoke to them again. They pulled EXP, and said both my income won't support it and too many Chase accounts opened recently. Oopsie. One INQ won't hurt that much. Will reapply again when I un-garden! Thanks all!

Ace

[enharu]

Well give it a couple months and everything should be fine. Best of luck!

[flyingace]

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@enharu wrote:
Well give it a couple months and everything should be fine. Best of luck!

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Yup! Wish I didn't apply, but I'm the type that has to be told directly "no" lol. But I will be ready, come Christmas-time!  

[enharu]

I'm very tempted to apply for the explorer card too lol. Still debating whether I should.

[flyingace]

Well, depends on when you got your last Chase card. Your limits seem sufficient, just depends on that and possibly income/previous relationship?

[flyingace]

Do you usally fly United?