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Hi, I got the CreditOne card in March. I was approved for $400 and the AF was $75, so my available credit was $325 at first. I just went ahead and paid the $75 before the statement cut. I'm not sure if they have different AFs for different situations. I cold apped for mine.
@Anonymous wrote:Hi, I got the CreditOne card in March. I was approved for $400 and the AF was $75, so my available credit was $325 at first. I just went ahead and paid the $75 before the statement cut. I'm not sure if they have different AFs for different situations. I cold apped for mine.
Sorry, correction, I got it in May. My internal calendar is all messed up!
Check for other fees, because sometimes there are monthly service fees, but might be billed anually, so if there's a $75 AF, and $12/month service fee thats almost $220 right off the bat.
don't expect 1,500. 500 would be my guess. it's a shark card imo but they do report and it's easy to pay online. warning though they only allow something like 3 payments a month which is a problem for me because i pay on my cards when i have extra money. They are a fee based rebuilder but worth it for a year or so. Im currently trying to get out of mine but wont close until i have the credit matched with a better card. If you have the money get the card and pay it off, or better yet get the discover it and cap 1 secured. sure it's secured but does it matter? there is also the citi secured so you could have 3 right there with a foot in the door
and probably a one time account set-up fee of like $150 or something stupid
300 minus 24.95 does not equal 45 sooooo.
If you photo copy and post the papers we can help, otherwise I am kinda leaning towards you read it wrong.
(not meaning to sound rude, just from what you posted, its not possible, so there is more to it)
Unless theres a montly fee, maintannce fee, annual fee and more they charge up front which usually isnt the case with them.
That sounds like first premier though heh. Open a new account with 400 limit! Your available balance when you receive the card will be 64 dollars!
https://gyazo.com/880673cd20aefe52cd078ab8e70f4937
https://gyazo.com/8b9a3c697cc58926c81c33070d2a2614
Here's the link, i couldn't figure out how to post the picture,