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Question about Discover pre approved and recommended

Established Contributor

Question about Discover pre approved and recommended

 

So, is this a pre-approval or just a recommendation?

 

And up to one week ago, the site always told me, that they could not find any information about me.

 

Thx,

Shaka

Amex Platinum | Discover IT | Amex BCE | Citi DCB | Chase Sapphire Reserve | Chase Sapphire Preferred | CapOne | NFCU goRewards and CLOC | Chase Freedom | Walmart | Alliant CU Visa | Couple of Biz Cards | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO (TU/EX/EQ): 737/772/752 - Total CL 215+K

33 REPLIES
Super Contributor

Re: Question about Discover pre approved and recommended

If it says "congratulations" then you're pre-approved. If it doesnt say that message at the top you aren't.


Established Contributor

Re: Question about Discover pre approved and recommended

Cool, I feel important Smiley Very Happy

 

No I need to figure out, if I really go for it and try.

 

Thanks jsuccol76

Amex Platinum | Discover IT | Amex BCE | Citi DCB | Chase Sapphire Reserve | Chase Sapphire Preferred | CapOne | NFCU goRewards and CLOC | Chase Freedom | Walmart | Alliant CU Visa | Couple of Biz Cards | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO (TU/EX/EQ): 737/772/752 - Total CL 215+K

Regular Contributor

Re: Question about Discover pre approved and recommended


shakalaka wrote:

Cool, I feel important Smiley Very Happy

 

No I need to figure out, if I really go for it and try.

 

Thanks jsuccol76


Thats awesome! Let us know if you decide to app!

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Established Contributor

Re: Question about Discover pre approved and recommended

If it was the IT, I would have done so already. Well let´s see. I am at work, this is no place for doing an app.

Amex Platinum | Discover IT | Amex BCE | Citi DCB | Chase Sapphire Reserve | Chase Sapphire Preferred | CapOne | NFCU goRewards and CLOC | Chase Freedom | Walmart | Alliant CU Visa | Couple of Biz Cards | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO (TU/EX/EQ): 737/772/752 - Total CL 215+K

Senior Contributor

Re: Question about Discover pre approved and recommended

Do it on your phone! I got approved for the Motiva on my iphone:
Stats:
700 Fico nearly
$4,000 limit
19.99% AFTER 15 mos 0% for bts/prchs!

Doooooo ittttt!
Let us know!:-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor

Re: Question about Discover pre approved and recommended

You can pc to the it later on Smiley Happy congrats!
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Established Contributor

Re: Question about Discover pre approved and recommended


CruzImperial wrote:
You can pc to the it later on Smiley Happy congrats!

Including the 15 months 0% offer? Not that I need it, but it is better then 6 months on the More. Just in case. And I can do it right away after I am approved?

 

Smiley Very Happy

 

It is not, that I am not allowed to do it. I have access to everything over the Internet here. But doing the happy dance while at work would be ... interesting. At least.

 

You guys are really tempting me ... I see now, why this forum is dangerous, if you really do not need any more cards. Again, what I am talking here. One can never have enough, as long as one is responsible with it.

 

Amex Platinum | Discover IT | Amex BCE | Citi DCB | Chase Sapphire Reserve | Chase Sapphire Preferred | CapOne | NFCU goRewards and CLOC | Chase Freedom | Walmart | Alliant CU Visa | Couple of Biz Cards | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO (TU/EX/EQ): 737/772/752 - Total CL 215+K

Established Contributor

Re: Question about Discover pre approved and recommended

Lol this forum IS dangerous is right. I pced my more to an it and got balance transfer offers that I didn't use to get with the more. I think you have to wait a month to pc and I don't know about the bt upgrade.
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Established Contributor

Re: Question about Discover pre approved and recommended

One months is not much and BT offer I do not need (have no balance on my toy limit cards Smiley Happy). But the 0% on purchases for 15 months would be really something.

Man, this forum is so great.

Amex Platinum | Discover IT | Amex BCE | Citi DCB | Chase Sapphire Reserve | Chase Sapphire Preferred | CapOne | NFCU goRewards and CLOC | Chase Freedom | Walmart | Alliant CU Visa | Couple of Biz Cards | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO (TU/EX/EQ): 737/772/752 - Total CL 215+K