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10-03-2012 06:55 AM
Do they only report to Equifax?
They report to Equifax and TU but not Experian.
10-03-2012 07:17 AM
Thanks for the info. Anyone know anything about how Meta Bank handles these accounts and increases?
When they took over, I was at $1050. I had not used it in about 5 months when I made a purchase for moisturizing cream and Meta Bank up'd it to $1750. I assume if you use it every now and then and pay off they will increase the limit. I imagine that is hard with only a $100 limit..not to mention shipping costs can get insane when you do find a deal but every once and a while a good deal can be made. Right now you can get two sets of twin sheets for about 15 shipped. Not too bad
I also used Fingerhut to re-establish my credit. It is probably why I keep them around today because they gave me credit when I had none and when others would not. I have no regrets. Besides it helps with utilization.
10-11-2012 03:49 PM
I have a finger hut account, never have used it, never will. However I opened the account in 2/2012 and it had a 350 limit, I got a CLI yesterday for 100 dollars. Its a huge help with utilization. Just let the account sit, and every month you will get a little green box that says ok in the inside on your credit report for your account. JMO
10-11-2012 04:26 PM
10-12-2012 02:43 AM
I know items from FH are on the high side, but if you don't use the card, I wouldn't expect a CLI, I have gone from 400-500-650-950. every once in a while I order flowers for an occasion through there site then PIF