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Question about Finger Hut account

Member

Question about Finger Hut account

I was approved for a Finger Hut account with a *whopping* $100 credit limit.

 

How often do they give credit increases and what can I expect from these guys?

 

Thanks

Message 1 of 17
16 REPLIES
Frequent Contributor

Re: Question about Finger Hut account

I got mine in 8/09 at $100 also, then it went to $235 in December and then up to $635 in March before they switched to Metabank.  I am not sure how Metabank will handle CLI's now that they took this over from CIT.

04/10/17 - FICO 8s - EX 769, EQ 710, TU 724
Message 2 of 17
Member

Re: Question about Finger Hut account

Thanks for the info. Anyone know anything about how Meta Bank handles these accounts and increases?

Message 3 of 17
Member

Re: Question about Finger Hut account

I received a Pre-Approved $100 and waited about 2 months, then I received a $400 Pre-Approved Finger Hut.  Maybe you should wait till you receive a better starting CL.

Message 4 of 17
Member

Re: Question about Finger Hut account

Wasn't a pre-approval, it was me on an app spree.

 

They approved me for $100 and are mailing out the card.

Message 5 of 17
Regular Contributor

Re: Question about Finger Hut account

Just my opinion, run away from them.

 

You'll end up paying through the nose for anything you purchase (interest will eat you alive) and you may as well save your money up for whatever you want to buy and pay cash for it.

 

 

Message 6 of 17
Member

Re: Question about Finger Hut account

While I appreciate your comment Irish I am trying to rebuild my credit and unfortunately I need this trade line. I don't have anything but this and a BB RZ MC.

Message 7 of 17
Frequent Contributor

Re: Question about Finger Hut account

Do they only report to Equifax?

Message 8 of 17
Valued Member

Re: Question about Finger Hut account

I started out at $150 in 11/2011 and was increased to $700 in June.

EQ MyFico: 679 4/19/2014
EX Fico: 687 4/10/2014
Discover Fico: 694 5/4/2014
Walmart Fico: 662 4/5/2014
Message 9 of 17
Regular Contributor

Re: Question about Finger Hut account

Don't do finger hut...it's like getting a credit card at rent a center...

Chase Southwest $5000 - November 2012 Wal Mart $1000 - November 2012 NFCU Visa $5,000 - Sept 2012 NFCU NavCheck $3,000 - October 2012 Amazon $900 - Aug 2012 Kay's Jewlery $2700 - Aug 2012 Buckle $250 (Shopping cart trick) - October 2012 Roaman's $250 (Shopping cart trick) - October 2012 Capital One Secured $225 - April 2012 Capital One Platinum $2500 - July 2012
Message 10 of 17