Reply
Contributor
NewSurrender
Posts: 81
Registered: ‎05-06-2012
0

Question about GE CLI.

Is it a CLI every four months, or every four statements? I received a CLI approximately 4 months ago, but I've only used my card once since that CLI, so technically I've only received one statement since getting my CLI.

 

Will I be eligible for a CLI in a few weeks, once it has been 4.5 months since my CLI, or do I have to wait 4 statements? In other words, I'll have to use my card for 3 more statements before I'm eligible.

 

Anyone know?

Contributor
wealthcreator
Posts: 211
Registered: ‎07-02-2012
0

Re: Question about GE CLI.

I hv heard it is every 4 months but few people reported that they did not get auto cli even after 6 months..

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
_________________________________
Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
__________________________________________
Contributor
NewSurrender
Posts: 81
Registered: ‎05-06-2012
0

Re: Question about GE CLI.


wealthcreator wrote:

I hv heard it is every 4 months but few people reported that they did not get auto cli even after 6 months..


Oh, I'm not worried about auto CLI. I was wondering about customer initiated CLIs, where you call in and go through the automated system. Last time I went from $900 to $2,500, so I'm excited about this next CLI.

 

Contributor
tbolt2
Posts: 84
Registered: ‎03-11-2011
0

Re: Question about GE CLI.

You should be able to request a CLI now. If there have have been no new negatives, you should be able to get one. The "every 4months " has been widely reported around here.

 

One other thing to add - with my wife's GE backed JCPenney card, we never requested a CLI. Her card was issued in Sep 2011 with a 200 CL. 

 

She received an 800 CLI in Feb 12 and another 600 CLI in May 12 . Neither was requested. If they don't give her another increase this month, we'll ask for an increase within the next week or so after her statement generates.


Starting Score: 534 11/09
Current Score: FICO 652 05/11
Goal Score: 700+


Take the FICO Fitness Challenge

Senior Contributor
score_building
Posts: 3,559
Registered: ‎01-10-2008
0

Re: Question about GE CLI.

[ Edited ]

Typically eligible after 4 statements. For those with clean reports U/W call may yield markedly better outcome.

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}