Question about GE Cards.

[heathuhhhhwebbbb]

I recently applied for a CLI on one of my GE cards (GE Luxury Card) and they denied me with a "654 out of 850" pulled from TU.  Is this their own score system or is that the actual TU score I have? 

Oh I got denied due to "high inquiries" due to a car dealership running me all over the place to get approval.  I'm going to recon my CLI.

Thanks in advance.

[snowkitty]

I'm pretty sure that GE has their own internal scoring system.

[LS2982]

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@heathuhhhhwebbbb wrote:

I recently applied for a CLI on one of my GE cards (GE Luxury Card) and they denied me with a "654 out of 850" pulled from TU.  Is this their own score system or is that the actual TU score I have? 

Oh I got denied due to "high inquiries" due to a car dealership running me all over the place to get approval.  I'm going to recon my CLI.

Thanks in advance.

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That score sounds like a TU FICO. They typically use in house scoring for approving you for the card and FICO's for CLI's.

[heathuhhhhwebbbb]

Yeah, I've tried searching the forums but came up with two different answers.  Is the highest FICO you can have 850?

[LS2982]

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@heathuhhhhwebbbb wrote:

Yeah, I've tried searching the forums but came up with two different answers.  Is the highest FICO you can have 850?

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Yes. If the scoring range for the model they used is 300-850, more than likely it is a FICO score.

[heathuhhhhwebbbb]

Yes, the letter stated "as low as 300 and as high as 850".  My TU FICO is higher than I thought, which sorta makes me happy.