02-18-2009 11:35 AM
02-18-2009 01:41 PM
Not sure if this is helpful, but here is my Hooters experience:
Approved 12/2008 for 2000.00 limit. I was dumbfounded--I only had a 300.00 Orchard and a 500.00 Cap 1 at the time. Also, a foreclosure that was less than 2 years old.
7/2008--Auto increase of 200.00
11/2008--Auto increase of 400.00
2/2009--Auto increase of 400.00
So I now have 3000.00 a year later. The interest is higher than my other cards and there is that annual fee that I don't much like, but the card has helped me overall. My 3 daughters sure do cringe when I pull that card out at the mall!
Also, just FYI, I pay in full about every third month. I tend to carry a small balance sometimes--100.00 or less. I have some things auto charged to the card and sometimes something posts after I pay. I have had the balance as high as 1200.00 from some plane tickets, but paid it off over 2 months.
Hope this helps!
02-18-2009 02:08 PM
02-18-2009 07:42 PM