I opened both Jared and Kay's during the holidays last year and got a $1,500 CL on both cards. I opened them basically to help my overall utilization. I have not used either one and wonder if there is a time frame before they close them out for inactivity? Hopefully, someone will know-thanks in advance!
I learned the hard way about my Target store card when I had not used it in over a year and went on my merry way shopping at the store and the card was declined at the register. Talk about an embarassing moment! Now I always call before I use a store card that has been in the sock drawer for a long time. When I got home I was able to call Target and get the card reactivated. Kind of deceiving since the account was still showing open with the available credit on my CR. Anyway, just wondering about inactivity. BTW, I also have a Dillard's, JC Penney's, and Kohls that are almost 6 months old with no activity. Should I be concerned about suspension?