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mariasoccermom11
Posts: 346
Registered: ‎03-04-2014
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Question about Lowes Card

I applied last month online recieved 1k limit reconsidered and got approved for 30k limit. I went to the store last weekened spent 26k on home improvements. I made a payment yesterday in full. It poted today. Do you think I can request for an increase? for the run since its soft.

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Creditaddict
Posts: 20,129
Registered: ‎10-23-2007
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Re: Question about Lowes Card


mariasoccermom11 wrote:

I applied last month online recieved 1k limit reconsidered and got approved for 30k limit. I went to the store last weekened spent 26k on home improvements. I made a payment yesterday in full. It poted today. Do you think I can request for an increase? for the run since its soft.


anything is possible.

Fico Scores: EQ- HATE U, TU 671 GE, EX 669 Chase(09-15-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Walmart $400
Over 45 Cards in between :smileytongue:
Valued Contributor
BigBS
Posts: 2,217
Registered: ‎02-18-2014
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Re: Question about Lowes Card

That was a heck of a recon ($1k to $3k).  They must not have known it was you applying originally. :smileyvery-happy:  Have you ever considered adoption? :smileywink:


AMEX BCP - $34.5K | AMEX Delta SkyMiles Gold - $10.4K | AMEX Platinum - NPSL | BofA BBR VISA - $15K | BofA Merrill Lynch + VS - $15K | Barclaycard Arrival WMC - $17.5K | Chase freedom VS - $5.5K | Citi TY Pref WMC - $21.9K | Coldwater Creek MC - $15K | Discover it - $11.5K | FIA AMEX - $16K | Synchrony Bank/HH Gregg - $10K | LMCU PP VISA - $10K | NFCU cashRewards VS - $30K | NFM (Store Card) - $6K | PFCU Platinum CRV+ - $39K | US Bank Cash+ - $16.5K | US Bank Cash+ - $12.5K | USAA WMC - $20.3K Last HP 24 Jul 14 - Gardening into 2015.
Contributor
mariasoccermom11
Posts: 346
Registered: ‎03-04-2014
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Re: Question about Lowes Card

hahaha, it think it was because online. my son applied for a bloomingdales in store and got a 2k limit and applied for a macys the same day online and got $100.00. I tempted to hit the button on ge. Its only soft and they recieved that big payment.

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gdale6
Posts: 9,262
Registered: ‎12-13-2013
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Re: Question about Lowes Card

With all your new credit I think I would not be raising any red flags and just wait for 4 statements to cut prior to asking for a CLI :smileyhappy:

EX Cred Ses 08/14: 767 ; EX Fico 04 V2 06/14: 775; EX Fico 08 07/14 778 ; EX Fico 08 BC 07/14: 800
EQ Fico 05/14 781 ; EQ MPM 07/14: 721
TU Fico 8 07/14: 719; TU MPM 06/14 706
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Valued Contributor
azguy13
Posts: 5,381
Registered: ‎04-30-2013
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Re: Question about Lowes Card


gdale6 wrote:

With all your new credit I think I would not be raising any red flags and just wait for 4 statements to cut prior to asking for a CLI :smileyhappy:


I think it is a little too late for that. I would love to see what OP gets on their CLI




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
Valued Contributor
-Wade-
Posts: 12,574
Registered: ‎08-13-2013
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Re: Question about Lowes Card

[ Edited ]

azguy13 wrote:

gdale6 wrote:

With all your new credit I think I would not be raising any red flags and just wait for 4 statements to cut prior to asking for a CLI :smileyhappy:


I think it is a little too late for that. I would love to see what OP gets on their CLI


I would just like to know the income.

Old user name newportguy*** Current Score: myFico EQ - 806 (04/04/2014) Discover TU Fico - 813 (09/02/2014) myFico EX - 804 ( 07/08/2014 ) ******* Amex - BCP 10 K * Discover - IT 10.5 K * U.S. Bank Cash + Visa Signature 8.8 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ****** FICO 800 Club Member ******* EQ 806 *** TU 813 *** EX 804 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
Contributor
mariasoccermom11
Posts: 346
Registered: ‎03-04-2014
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Re: Question about Lowes Card

I did freeze equifax and experian, im just waiting now for tu because i want to try to increase this and my L&T, this card has never had an increase in the past 6 years

Contributor
mariasoccermom11
Posts: 346
Registered: ‎03-04-2014
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Re: Question about Lowes Card

[ Edited ]

Wade64 wrote:

azguy13 wrote:

gdale6 wrote:

With all your new credit I think I would not be raising any red flags and just wait for 4 statements to cut prior to asking for a CLI :smileyhappy:


I think it is a little too late for that. I would love to see what OP gets on their CLI


I would like to know the income.


My income supports it. I won't provide the net or gross income but the business generates anywhere from 1.5 - 2.0M yearly in revenue

Established Contributor
Uppingmyscore
Posts: 511
Registered: ‎12-28-2012
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Re: Question about Lowes Card


mariasoccermom11 wrote:

I applied last month online recieved 1k limit reconsidered and got approved for 30k limit. I went to the store last weekened spent 26k on home improvements. I made a payment yesterday in full. It poted today. Do you think I can request for an increase? for the run since its soft.


Congrats on your CLI- you sure the payment posted?  That's mightly quick for a payment that large.....just saying!!!

My Wallet: Amex Express BCE $21,000, Amex Express Blue Sky $2,000, Discover $10,000, Chase Freedom $4,000, Capital One $3,250, Barclay $6,300 (AU), Jared $10,000, Pottery Barn $8,000, Sam's $8,500, Ashley's Furniture $6,000, Lowe's $4,000 (AU), Express Next $2,160, and Macy's Store Card (Joint Account) $1,300.

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