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Regular Contributor
Posts: 231
Registered: ‎04-26-2008
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Re: Question about Macy's

Thanks.  I'm excited about the card.  I do plan to treat it very well.  Thanks again.  This is all very encouraging, especially after a hellish week dealing with a Wal-Mart denial. 
11/2013 FICO: 517 (TU), 560 (EX), 539 (EQ)
11/2013 FAKO: 593 (TU), 591 (EX), 595 (EQ)
Moderator Emeritus
Posts: 7,970
Registered: ‎12-19-2007
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Re: Question about Macy's

melmas wrote:

i seems that 99.99% of all users of this forum have thier macys card  except me Smiley Sad

i was denied twice in 2007 due to no credit history. i m afraid ll be denied again,

have only one credit card

Don't feel bad melmas, I don't have a Macy's card either. But, then again, I have never applied for one either. Just wanted to let you know that you are not alone.
Do what is true in spite of the consequences--your future is only as true as you are.
Valued Contributor
Posts: 1,126
Registered: ‎03-25-2008
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Re: Question about Macy's



If you have a credit score now (ie have had your one credit card longer than 6 months) and have never had a late payment, and your utility is 30 percent or below, I bet you have a good chance of picking up a macys card if you applied these days.

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