@Anonymous wrote:
@Anonymous wrote:
I'm so excited because I just found out my roommate belongs to NFCU, which, per their CSR, makes me eligible for membership. Does anyone know if they do a hard pull for membership? I'm planning to open a checking and savings account with them. I'd also like to apply for a credit card but want to wait until I pay down my over util - right now it's around 32%, I'll be paying it down to under 10% this week. If they do a hard pull for membership/checking/savings/CC I'm wondering if it's best to just wait and apply for everything together once my accounts have all updated. I want to maximize my chances of approval but don't really want the extra inquiry if I can avoid it.
Is that right? I never heard about can roommate become a member of NFCU. I know sure is families and relatives are eligible. Very intresting ....
That's why I initially called. I wanted to make sure just the mere fact that my roommate was a member was enough to make me eligible. The CSR confirmed that it did not matter how she became a member (I wanted to make sure she didn't have to be in the military, or DoD employee/contractor), that as long as we were members of the same household I would be eligible. I later called to find out what, if any responsibility, she would have in my membership. The second CSR told me I just needed to prove we lived at the same address (I'm sure I'll have to provide a utility bill or something along those lines). The website states something to the effect that I have to prove that I make a contribution to the household. Who knows, they may tell me something different when I actually apply.......
