Question about Overstock reporting

[Anonymous]

Was approved couple weeks ago for $12,000 for Overstock store card via the popup and I just got an alert from MyFico that it's being reported as 'New Retail Loan' on Experian.  Loan?  Is that normal and does it really make a difference?  My score on Experian did not change

[MartinScott]

Mine started reporting today on EX as credit.  Not sure why yours is saying that???

[Anonymous]

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@MartinScott wrote:

Mine started reporting today on EX as credit.  Not sure why yours is saying that???

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Yup .  Pretty strange

[lexandra90]

mine is on as credit as well, not a loan hmmm maybe its just a dif name. But still an CC 

[jim44]

I wonder if it is reporting as installment loan instead of revolving? 

[Anomalous]

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@Anonymous wrote:

Was approved couple weeks ago for $12,000 for Overstock store card via the popup and I just got an alert from MyFico that it's being reported as 'New Retail Loan' on Experian.  Loan?  Is that normal and does it really make a difference?  My score on Experian did not change

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Mine reported that way as well last month.

[Anonymous]

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@Anomalous wrote:

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@Anonymous wrote:

Was approved couple weeks ago for $12,000 for Overstock store card via the popup and I just got an alert from MyFico that it's being reported as 'New Retail Loan' on Experian.  Loan?  Is that normal and does it really make a difference?  My score on Experian did not change

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Mine reported that way as well last month.

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Well at least I know I'm not the only one.

[Anonymous]

Mine just reported today as "Retail Loan" as well.  ?????

[Anonymous]

My Overstock and VS are reporting to Experian as a retail loan. 

[Anonymous]

Mine also started reporting today as "New Retail Loan". It did at least seem to bump up my score.

I'm frustrated with how Comenity reports everything. They shaved 7 years off of the age of my Barneys card when they started servicing it. I lost my dispute over it too and 7 years of history on a big TL are down the drain.