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Question about Visa Signature

Established Contributor

Re: Question about Visa Signature

Can you elaborate on the NPSL? I have a signature which distinctly say $6k CL.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
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Message 11 of 15
Moderator Emerita
Regular Contributor

Re: Question about Visa Signature


NJTurnpike wrote:

Can you elaborate on the NPSL? I have a signature which distinctly say $6k CL.


It means you can charge more than your $6k limit. The bank that issues the card may or may not approve the charge based on your history and annual income.

Message 13 of 15
Blogger

Re: Question about Visa Signature


kyjd-2015 wrote:

Thanks, everyone.  Last question...what is the real difference between Visa and Visa signature?


In addition to what's been said:

 

-Travel accident insurance

-Lost luggage reimbursement

-Roadside dispatch

 

Message 14 of 15
Highlighted
Valued Contributor

Re: Question about Visa Signature


asteroidblues86 wrote:

NJTurnpike wrote:

Can you elaborate on the NPSL? I have a signature which distinctly say $6k CL.


It means you can charge more than your $6k limit. The bank that issues the card may or may not approve the charge based on your history and annual income.


Not all Siggys offer NPSL, it's decided on by the bank.  I asked Chase if I could go over my limit and they said no, said if I needed to go over for a specific reason one time type of thing to call them and it wouldn't be a problem but I couldn't go over without calling.

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Message 15 of 15