I have a question about a credit freeze. I was thinking about putting one on and worse case scenario I uplift it temporarily when I need to finance my new car in a couple months. My main question is will this discourage my current creditors in any way? I want to make sure I can get auto cli increases if they become available (auto cli are normally softs correct?). My logic was that in 2 years I would unfreeze them momentarily and do hardpulls for my top 2 primary cards (chase, discover) so I can get my cl's up to hopefully 3-5k each. Chase is currently 700 and Discover 1000. I'm 22 years old and my AOA is only 6 months.
Chase Sapphire Preferred (Visa Signature), Citi Dividend World Elite, Discover IT, American Express Blue Cash Everyday, American Express Zync
