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Question about applying for CC

Contributor

Question about applying for CC

I was thinking about applying for a Capital One credit card, but I know that they normally pull all 3 CRs.  I have locked my EX report so do you think that they will deny me because they cannot see all three?  My scores are mid to upper 500s.

 

 

Message 1 of 5
4 REPLIES
Contributor

Re: Question about applying for CC

you migh have to see about temporarily unlocking it, not only that but they might deny for being under 500 ... who knows really though they can be wierd sometimes
Message Edited by alsawye on 05-06-2009 02:53 PM
Message 2 of 5
Contributor

Re: Question about applying for CC


alsawye wrote:
you migh have to see about temporarily unlocking it, not only that but they might deny for being under 500 ... who knows really though they can be wierd sometimes
Message Edited by alsawye on 05-06-2009 02:53 PM

 

I wonder if it would really matter.  I don't have scores under 500.  I think my lowest score is around 588.
Message 3 of 5
Contributor

Re: Question about applying for CC

ooops meant to say under 600 (in the 500's) but ya never know
Message 4 of 5
Contributor

Re: Question about applying for CC

You can temp unblock online. I had to do this last week so Discover could access my CR. I did this prior to app. You also set the date you want freeze reinstated:
737 Your FICO® score of 737
is better than 55%
of US Consumers.
Factors affecting your score
Message 5 of 5