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Frequent Contributor
shalane85
Posts: 286
Registered: ‎06-19-2008
0

Question about backdoor #?

I recently applied for a refinance through Capitol one auto finance. They denied me saying that my assets are insufficient for amount of credit requested. So does anyone know a back door # for capitol one auto finance. I want to call for recon b/c thats the only reason they denied me. I probably should have put this post in the auto forum but I know that this forum is familiar with backdoor #. Any help is appreciated.
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Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
0

Re: Question about backdoor #?

if the auto devision is anything like the credit card, you can no longer recon.
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Frequent Contributor
shalane85
Posts: 286
Registered: ‎06-19-2008
0

Re: Question about backdoor #?

Since when? I thought that you can call the backdoor # and get a recon on credit cards? Did that change?
-------------------------------------------------------------------------------------------------

Starting Score: 472
Current Score: 628
Goal Score: 680


Take the FICO Fitness Challenge





Starting Score: EQ FICO 470 TU FICO 482 7/15/2011
Current Score: EX ?? /EQ FICO 628 / TU ??
Goal Score: 680 across the board!

Navy Federal nRewards $500 cl
Capitol One Platinum (AU) $7500 cl
USAA Amex $250
Kay Jewelers $900
Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
0

Re: Question about backdoor #?

yes cap 1 reps don't have any control over applications anymore... many posts have been done on this and I have personally experiences it 2
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Frequent Contributor
shalane85
Posts: 286
Registered: ‎06-19-2008
0

Re: Question about backdoor #?

What # did you call?

-------------------------------------------------------------------------------------------------

Starting Score: 472
Current Score: 628
Goal Score: 680


Take the FICO Fitness Challenge





Starting Score: EQ FICO 470 TU FICO 482 7/15/2011
Current Score: EX ?? /EQ FICO 628 / TU ??
Goal Score: 680 across the board!

Navy Federal nRewards $500 cl
Capitol One Platinum (AU) $7500 cl
USAA Amex $250
Kay Jewelers $900
Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
0

Re: Question about backdoor #?

the ones posted above in backdoor thread
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:

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