Question about (-) balance

[JaeJae12]

SO, on one of my card I got a negative balance, am i able to ask the credit card company to send me a check? also can i have them make it payable to someone else?

[Anonymous]

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@JaeJae12 wrote:

SO, on one of my card I got a negative balance, am i able to ask the credit card company to send me a check? also can i have them make it payable to someone else?

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Yes you can ask for a check and no they won't make it payable to someone else

[core]

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@JaeJae12 wrote:

also can i have them make it payable to someone else?

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Oh boy.  This story I want to hear!  What happened, and why can't you receive a check?

[Gunnar419]

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@Anonymous wrote:

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@JaeJae12 wrote:

SO, on one of my card I got a negative balance, am i able to ask the credit card company to send me a check? also can i have them make it payable to someone else?

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Yes you can ask for a check and no they won't make it payable to someone else

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+1

If the - balance sits there for a month or two, the ccc is likely to refund it to you without you having to ask.

[JaeJae12]

nah i just return a item i brought which i paid my credit card bill alrdy. I just wanted to see if i can have the - balance given to my friend for his birthday lol

[Anonymous]

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@JaeJae12 wrote:

nah i just return a item i brought which i paid my credit card bill alrdy. I just wanted to see if i can have the - balance given to my friend for his birthday lol

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In that case, just have them send you a check and then you can cash it and give him the money as a "post birthday present"...

[core]

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@JaeJae12 wrote:

I just wanted to see if i can have the - balance given to my friend for his birthday lol

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"Happy birthday Joe, here's a $62.78 check from Chase."   Hrmmm, no, that just doesn't do it for me, I don't think.  I mean unless the guy is blacklisted by Chase or something, and then it would be a riot.

But I hear Amex gift cards make mighty fine birthday presents.

[JaeJae12]

I get charged a feee though =(

[Anonymous]

This got me thinking, what would happen if someone with a negative bal took out a cash advance for the same amount.

[core]

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@Anonymous wrote:
This got me thinking, what would happen if someone with a negative bal took out a cash advance for the same amount.

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You would end up owing them $15 or whatever the cash advance fee is, almost certainly.