Question about being an American Express AU

sjt · ‎12-25-2012

How does Amex report an AU to the CRA in terms of the balance owed. Do they report the balance on the AU card only or the balance of both primary and AU. Also, does an AU have online access and payment options on their account?

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815

OhioCPA · ‎12-25-2012

They report the total for the primary and the additional card member. The ACM has online access for his/her card only. I am not sure if Amex will pull a payment for an ACM. You can of course push a payment.

________________________________________________________________________________

Creditaddict · ‎12-25-2012

@sjt wrote:
How does Amex report an AU to the CRA in terms of the balance owed. Do they report the balance on the AU card only or the balance of both primary and AU. Also, does an AU have online access and payment options on their account?

Yes, you should be able to set up your own access and it will show your info and such... if you have any issues getting the access you want and the primary is okay with a little more, they can set up online or over phone management settings... super easy and fantastic depending on level primary will give you.