Question about closing low limit cards and no usage cards...

[TimeLBK]

I' m thinking of closing my "toy" cards...low limits and 0 balances now..

Overstock..$250
Vic's Secret..$350
Buckle..$250
Eddie Bauer..$250


Should I also close these cards I haven't used too?..

Express...$1300
Venus..$900
Full Beauty...$1550--used once and paid off

[manyquestions]

Why do you want to close them?. Why not leave them open and let the credit history build?  Even if you never use them they might stay open for quite a while before they are closed.

[NRB525]

You still have a long way to go in your rebuild. These cards, even if at zero balance, are helping you rebuild.

Maybe in a year from now it might be time to maybe perhaps think about closing them. No rush now.

Good luck as you work on score increases!

[Anonymous]

Normally I advocate closing something you don't use, but until you get into a prime bank card (my first was Chase Freedom) I would keep them open.  Once you've obtained a prime card then I would consider closing.