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Question about converting AMEX Blue to BCP

Established Contributor

Question about converting AMEX Blue to BCP

So I got my Amex Blue (just the plain jane version) in April 2011. 

 

Now when I login online, there is an offer to upgrade to BCP. I'm interested, but I know that others here are not able to upgrade because of the AF and the CARD Act. 


If Amex does let me, will there be a hard pull? And has anybody been able to upgrade within the first 13 months?

 

Thanks!

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
2 REPLIES
Established Contributor

Re: Question about converting AMEX Blue to BCP


andre181 wrote:

So I got my Amex Blue (just the plain jane version) in April 2011. 

 

Now when I login online, there is an offer to upgrade to BCP. I'm interested, but I know that others here are not able to upgrade because of the AF and the CARD Act. 


If Amex does let me, will there be a hard pull? And has anybody been able to upgrade within the first 13 months?

 

Thanks!


If you are eligible for the PC it will not be a hard pull. I know from experience. Good luck!

FICO: EX: 763 (12/16); TU: 786 (12/16); EQ 731 (12/16)
Amex Blue Cash Preferred | Amex SimplyCash Plus | Chase Amazon Prime VS | Chase Freedom VS | Discover IT | Penfed Power Cash Rewards VS | Sams Club MC | USAA Limitless Rewards PV
Super Contributor

Re: Question about converting AMEX Blue to BCP

Though it shows the card is eligible, it would not let you change the card for 12-13 months. Few of us tried upgrade and it fails to upgrade. You can give it try and let us know if you are able to do it before 12 months.